In health care, there is a concerning pattern: in the private system women tend to pay higher premiums than men and have lower coverage. Among the insurers’ arguments to justify the higher premiums charged is women’s greater need for health insurance.
Money is also a driving factor when it comes to choosing medical care and making appointments. That’s why getting health insurance can be a little more challenging for women.
There are many health issues to evaluate when choosing an insurance plan, and upcoming changes in health laws could present new complications for women looking for good coverage.
Currently, Obamacare (the Affordable Care Act) still exists. If you have health insurance, your scheduled preventive care is covered, including annual well-woman visits, HPV vaccines, and mammograms every two years starting at age 40.
Some time ago, there used to be a penalty for being a woman, meaning that if you were getting insurance on your own instead of through an employer, it would cost $400 more a year. Fortunately, that penalty does not exist anymore, and all services are covered.
According to the news portal The Balance, there are three main factors that women should be aware of:
Other things to consider when choosing health insurance: